Disclaimer
General Disclaimer
LoanKey ("we," "us," or "our") provides the information on www.loankey.org (the "Site") for general informational and comparison purposes only. All loan rates, terms, and lender details presented are based on publicly available information and our independent research. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Site for any purpose.
Any reliance you place on such information is strictly at your own risk. LoanKey is not a lender, loan broker, financial advisor, or credit repair organization. We do not originate, process, underwrite, fund, or approve loans. We do not make credit decisions or issue loan commitments.
Important: Loan rates and terms change frequently and may vary based on your credit profile, income, debt-to-income ratio, state of residence, and other factors. Always verify current rates and terms directly with the lender before applying.
No Financial Advice
The content on LoanKey does not constitute financial, legal, tax, or investment advice. It is provided for educational and comparison purposes only. You should consult with a qualified professional — such as a Certified Financial Planner (CFP), Chartered Financial Analyst (CFA), or licensed attorney — for advice tailored to your individual circumstances.
LoanKey does not recommend or endorse any specific lender, loan product, or financial strategy. Our comparisons and editorial reviews are based on objective criteria including APR ranges, fees, funding speed, and borrower eligibility requirements. They do not constitute a recommendation to apply for or accept any particular loan offer.
Advertiser Disclosure
LoanKey is a free-to-use comparison platform. We may receive compensation from lenders and financial service providers when you click on links to their websites or submit an application. This compensation may influence which lenders we feature and the order in which they appear in our comparisons.
However, our editorial content, ratings, and reviews are developed independently of our advertising relationships. We do not accept payment to alter our rankings, reviews, or editorial opinions. LoanKey does not include all available lenders or loan products in the US market. The lenders we feature represent a curated selection of reputable, nationally-recognized providers.
How we make money: LoanKey participates in affiliate marketing programs including but not limited to Commission Junction, Impact, and direct lender partnerships. When you click a link and complete a loan application with one of our partners, we may earn a commission at no additional cost to you.
Accuracy of Information
LoanKey strives to provide accurate and up-to-date information about personal loan rates, terms, and lender requirements. Our team regularly reviews lender websites and official disclosures to ensure our data is current. However, lenders may change their rates, fees, or eligibility criteria at any time without notice to us.
We cannot guarantee that all information on the Site is 100% accurate, complete, or current at the moment you view it. Always verify critical details — including APR, origination fees, prepayment penalties, and minimum credit score requirements — directly with the lender before submitting an application.
If you discover outdated or incorrect information on LoanKey, please contact us at corrections@loankey.org and we will investigate promptly.
Third-Party Links & Lender Websites
LoanKey contains links to third-party websites, primarily lender application pages and official lender sites. We provide these links for your convenience and informational purposes only. LoanKey has no control over the content, privacy practices, or security of any third-party website.
When you click a link to a lender's website, you leave LoanKey and are subject to that lender's terms of service, privacy policy, and lending practices. We encourage you to read the terms and privacy policies of any website you visit. LoanKey is not responsible for any losses, damages, or other liabilities incurred as a result of your use of any third-party website.
Testimonials & User Reviews
LoanKey may display lender ratings, user reviews, or testimonials from time to time. These represent individual experiences and opinions and are not indicative of future performance or results. Individual results may vary. LoanKey does not verify the accuracy of user-submitted content and is not responsible for any claims made in testimonials or reviews.
Limitation of Liability
To the fullest extent permitted by applicable law, LoanKey and its owners, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, the Site or any information contained therein. This includes, without limitation, damages for loss of profits, goodwill, data, or other intangible losses.
If you are dissatisfied with any portion of the Site or with any of these terms, your sole and exclusive remedy is to discontinue using the Site.
Governing Law & Jurisdiction
LoanKey is operated from within the United States and is intended for use by US residents only. All matters relating to your access to or use of the Site shall be governed by and construed in accordance with the laws of the United States and the state in which LoanKey operates, without regard to conflict of law principles.
Any legal action or proceeding arising out of or relating to this Disclaimer or your use of the Site shall be brought exclusively in the federal or state courts located within the United States, and you consent to the personal jurisdiction of such courts.
Changes to This Disclaimer
LoanKey reserves the right to modify, amend, or replace this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of LoanKey after any changes constitutes your acceptance of the updated Disclaimer. We encourage you to review this page periodically.
Contact Information
If you have questions about this Disclaimer or require clarification about any information on LoanKey, please contact us:
- Email: editorial@loankey.org
- Subject Line: Disclaimer Inquiry
- Response Time: Within 2–3 business days
- Website: www.loankey.org